Talking Real Money - Investing Talk
Maelezo ya Kituo
Talking Real Money - Investing Talk
Financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us....
Vipindi vya Hivi Karibuni
2828 vipindi
Yesterday’s News, Today’s Price
Rule Seven of Financial Physics says there is no new news: by the time public information reaches you, the market has already reacted.
Do...
The Jester’s Portfolio
Friday’s question pile ranges from the safest bond fund around to the harder question of what retirement is actually for. Don sorts through the choice...
Smart Enough to Know Better
Being great at running a company does not make anyone a market oracle. Don and Tom unpack the money regrets of successful CEOs—and the costly confiden...
Who Calls the Financial Plays?
Could a nation of steadier 401(k) investors make markets calmer—or will algorithms, options, and meme-stock behavior keep the ride bumpy? Tom and Roxy...
Bond. Very Long Bond.
AI’s appetite for data centers is sending tech giants to the bond market—and some of that debt will still be around in 2075. Don and Tom look at the s...
Nobody Knows Nothing
Why is financial forecasting so persuasive when its track record is so poor? Don and Tom open the Book of Financial Physics to Law No. 6—“Nobody Knows...
RMDs Without the Fire Sale
Required minimum distributions don’t have to trigger a fire sale. Don explains how an in-kind transfer can move an investment from an IRA to a brokera...
The House Takes a Cut
Wall Street can promise dazzling returns, but private equity’s fees, illiquidity, and tax drag may leave investors with far less than the headline num...
The $315K Fork
Fresh from passing the CFP exam, Roxy Butner joins Tom to work through a classic retirement fork: take the richer lifetime teacher pension, or accept...
Retirement Radish?
Just when you thought America had invented every possible retirement account, along comes the Radish. Don and Tom dig into the proposed employer-funde...
Worst Case, Ready
Financial Physics rule five asks the uncomfortable question every investor should answer: what is the worst that could happen? Don and Tom revisit lev...
Five Questions, No Magic
Don opens with a spirited defense of AI as a creative tool—especially when it makes ideas possible that would otherwise be too expensive or time-consu...
Chargeback to the Future
Chargebacks were built to protect consumers from stolen cards and crooked merchants. Now they’re increasingly used when a subscription surprises someo...
Three Funds, One Risk Dial
VT, DFAW, and AVGE all promise global diversification—but they take different roads to get there. Don and Tom compare cost, holdings, factor tilts, an...
Money by the Decades
From your 20s to your 60s, the priorities change—but the basic job doesn’t. Don and Tom walk through emergency savings, Roth IRAs, 401(k) matches, reb...
Gravity Loses, Eventually
Rule Four of Financial Fysics says everything eventually rises—not every stock, not every year, but human productivity and global economic output over...
Another Day of Q and A
Can 21 funds deliver useful global diversification—or mostly camouflage overlap, cost, and complexity? Don opens the Friday Q&A by giving one listener...
The Index Ate Their Homework
Active fund managers have a new explanation for years of underperformance: index funds have made their old job harder. Don and Tom examine that award-...
The Big Question Pile
Listener questions take over the studio as Don and Tom work through a very big pile without sacrificing any more forests than necessary. The quick tou...
Bubble Trouble?
AI stocks are booming, valuations are stretched, and capital spending is surging. Does that add up to a bubble—or just another story investors cannot...
Fluctuation Is the Feature
Markets fluctuate. That sounds obvious—until a favorite stock climbs for years and investors start treating gravity as optional. Tom and Don revisit F...
Brakes, Balance & $5 Million
Bonds are supposed to be the brakes in a portfolio—but should those brakes be BND, a shorter-term fund, CDs, or a Treasury ladder? Don explains why du...
Robot Advisor, Human Judgment
AI can crunch a portfolio, harvest losses, and explain an investment concept in seconds. But can it stop a nervous investor from selling at exactly th...
Kid Money, Sorted
A quarter in the piggy bank has grown into a maze of UTMAs, 529s, custodial Roth IRAs, and the new child investment accounts. Tom and Don sort the opt...
Chasing Returns, Catching Losses
Chasing performance feels like the easiest way to make money—but buying what has already gone up often means arriving late and leaving with less.
Less Means Paying More
The episode covers market bubbles, diversification, Social Security timing, and retirMarkets aren’t mysterious—they’re driven by one of the oldest eco...
Q&A Overload
This week Don tackles seven excellent listener questions covering everything from credit cards and emerging markets to covered-call ETFs, annuities, r...
Overdone Models?
What exactly is a model portfolio—and should you trust one with your retirement?
Tom and Don explain why professionally designed model portfolio...
Information Overload
Can keeping up with financial news actually make you a better investor—or just make you more confident about making bad decisions? Don and Tom dig int...
Old Dad, Young Kid?
Having a child later in life can change far more than your sleep schedule. It can completely rewrite your retirement plan.
Don and Tom explore t...
Three Ways to Wealth
Money Monday has arrived, and Don kicks off a new weekly series based on his book Financial Fysics. The first “law” may surprise you: according to Don...
Question Onslaught
Tom’s on vacation, but the listener questions are not. In this packed Q&A episode, Don tackles one of the most common retirement dilemmas: if your Soc...
Tom Tests Don
In what may be our last quiz, ever, Tom turns the tables and puts Don in the hot seat with a Wall Street Journal high-school personal finance quiz—cov...
The Right Withdrawal Rate?
Tom and Don tackle one of retirement’s hardest questions: how much can you safely spend from your portfolio without blowing up the rest of your life?...
Mom (Dad) and Money
As parents age, money can get more complicated—bill paying, account access, healthcare decisions, investment management, and eventually the possibilit...
It's Very Volatile!
Don and Tom take on the latest crypto hype cycle, arguing that Bitcoin remains speculation—not a reliable store of wealth—and that putting crypto insi...
Clickbait Investing
Don and Tom take apart a clickbait Kiplinger piece touting the “five top buy-and-hold investments to manage market volatility,” arguing that the list...
Another Money Quiz
Can Tom beat the average American on a personal finance quiz?
Don puts Tom in the hot seat with eight questions drawn from a financial literacy...
You Can't Beat 'Em
Don and Tom tackle the blurry line between free speech and market manipulation after the conviction of prominent short seller Andrew Left. They debate...
Cash Can Be Trash
Are you keeping too much money in cash because you’re waiting for the “right time” to invest? In this episode, Tom and Don explain why market timing h...